Guardian Labs

Public authenticity for the money

Guardian Labs builds public trust infrastructure over the keys that move payments in the country — immutable, auditable proof that a charge is legitimate, without relying only on the issuer or the bank.

Stellar On-chain Non-custodial LGPD API for ERPs

Products

Four products, one thesis: prove the origin

Each Guardian Labs product makes a payment instrument verifiable before money moves. Choose where to start.

In Mainnet

Boleto Guardian

Bank-slip authenticity

The company registers each bank slip on the Stellar blockchain. The payer validates in seconds with the 44 to 48 barcode digits — no app, no sign-up, no technical jargon.

  • Public, immutable and auditable proof of every issued slip
  • Zero-friction validation: the slip is its own lookup credential
  • Native registration via Manage Data — no smart contracts
  • No personal data on-chain (LGPD compliant)
In Testnet

PayOrder W3 Guardian

Web3 billing rail

Turns digital charges from any source into payment orders verifiable on-chain. Before paying, the user sees who will receive, the amount and the on-chain proof.

  • The destination wallet is never typed — it is pulled from the payee's record
  • Eliminates manual errors and phishing / man-in-the-middle fraud
  • Non-custodial payment: the user's seed never touches the backend
  • Public, immutable proof that the charge is legitimate
Testnet PoC

Guardian402

Pay-per-use boleto verification

A pay-per-use API that checks whether boleto data — from any ERP, billing system or AI agent — matches an integrity proof registered on Soroban. The caller pays 0.01 USDC per call via x402. No API key, no subscription.

  • Pay-per-use through x402: HTTP 402, 0.01 USDC per verification
  • ERP-agnostic — TOTVS Protheus is only the reference case
  • Four unambiguous outcomes: AUTHENTIC, MISMATCH, NOT_FOUND, REVOKED
  • Integrity proof held in a Soroban contract on Stellar Testnet
Testnet PoC

Guardian PrivateReceivable

Permissioned tokenized receivable

Tokenizes an enterprise receivable as a permissioned RWA token on Stellar Testnet. Identity and compliance contracts decide who may receive, hold or transfer it — the compliance officer verifies wallets, freezes accounts, pauses the asset and settles on demand.

  • Every mint and transfer runs through the same enforcement chain
  • A wallet only operates once it is Verified in the identity-verifier contract
  • Freezing a wallet, pausing the token or settling the receivable blocks the operation
  • Three Soroban contracts: identity-verifier, compliance-policy, receivable-rwa

The Guardian Labs thesis

Before money moves, the payment request proves its origin. Boleto Guardian, PayOrder W3, Guardian402 and PrivateReceivable apply this thesis to different payment instruments — from the bank slip to the tokenized receivable — through public, auditable verification.

Guardian Labs: Cleverson Silva (CEO) · Sergio Artero (CTO) · Demetrio De Los Rios (CMO)