Boleto Guardian
Bank-slip authenticity
The company registers each bank slip on the Stellar blockchain. The payer validates in seconds with the 44 to 48 barcode digits — no app, no sign-up, no technical jargon.
- Public, immutable and auditable proof of every issued slip
- Zero-friction validation: the slip is its own lookup credential
- Native registration via Manage Data — no smart contracts
- No personal data on-chain (LGPD compliant)
PayOrder W3 Guardian
Web3 billing rail
Turns digital charges from any source into payment orders verifiable on-chain. Before paying, the user sees who will receive, the amount and the on-chain proof.
- The destination wallet is never typed — it is pulled from the payee's record
- Eliminates manual errors and phishing / man-in-the-middle fraud
- Non-custodial payment: the user's seed never touches the backend
- Public, immutable proof that the charge is legitimate
Guardian402
Pay-per-use boleto verification
A pay-per-use API that checks whether boleto data — from any ERP, billing system or AI agent — matches an integrity proof registered on Soroban. The caller pays 0.01 USDC per call via x402. No API key, no subscription.
- Pay-per-use through x402: HTTP 402, 0.01 USDC per verification
- ERP-agnostic — TOTVS Protheus is only the reference case
- Four unambiguous outcomes: AUTHENTIC, MISMATCH, NOT_FOUND, REVOKED
- Integrity proof held in a Soroban contract on Stellar Testnet
Guardian PrivateReceivable
Permissioned tokenized receivable
Tokenizes an enterprise receivable as a permissioned RWA token on Stellar Testnet. Identity and compliance contracts decide who may receive, hold or transfer it — the compliance officer verifies wallets, freezes accounts, pauses the asset and settles on demand.
- Every mint and transfer runs through the same enforcement chain
- A wallet only operates once it is Verified in the identity-verifier contract
- Freezing a wallet, pausing the token or settling the receivable blocks the operation
- Three Soroban contracts: identity-verifier, compliance-policy, receivable-rwa
The Guardian Labs thesis
Before money moves, the payment request proves its origin. Boleto Guardian, PayOrder W3, Guardian402 and PrivateReceivable apply this thesis to different payment instruments — from the bank slip to the tokenized receivable — through public, auditable verification.
Guardian Labs: Cleverson Silva (CEO) · Sergio Artero (CTO) · Demetrio De Los Rios (CMO)